Last month, I was $120 in the red.
Carrying that deficit into September, I finished the month with $45.
Being in Hawaii for a week spending money I had already saved for the trip saved me!
Which, I must confess, is not a good thing. If I finished with $45 by essentially eliminating a week from the month, then I undoubtedly would have run deep into the red again.
There are two problems as I see it:
The question is: Just how do I solve these two problems?
I wasn't always doing this, so I need to figure what worked before and why I am having trouble now.