I don't know why, but by the end of the month, no matter how disinterested in shopping I've been, suddenly I want to go shopping. Suddenly, I notice every sale. Suddenly, I just NEED new clothes. Suddenly, I need some gourmet gadget (funny, considering we have a dinky kitchen).
You get the idea.
But I grit my teeth and, thanks to encouragement from some of y'all, I said NAY!
I'm sure no one was going to anoint me a saint or anything, but just in case you were thinking about canonization, know that this wasn't about denying myself or proving my own willpower. I'm not in debt and am saving automatically, so if I did do some shopping it wouldn't have been a tragedy. It's just that I want some other things, so I didn't want to waste money on things I don't want as much.
I finished January $311 $269.48 in the black! (correction: I forgot to tally a grocery receipt!)
For me, that's amazing. I'm always right on the edge. If I've done well, I might be $100 in the black. If I've done, well, the way I normally do, I either break even or come a few dollars short.
Not this month!
I saved even more than I normally do, thanks to a glitch in our payroll system (when do we ever thank a glitch?). Basically, it make my automatic deposit 3 times instead of twice because our first check of the month was split into two because we changed systems.
I paid $403 for my dental crown, but didn't need to use the money in my emergency account to cover it.
I went over budget on eating out, but under on groceries.
The only clothing I bought was thermal underwear for Obama's inauguration. Ok, I also bought a wrap dress because it was on sale for $17.50... less than a week ago.
I will stick that black money in my savings account for my later purchase. What do I want to buy, you're wondering? I'll let you know... if and when I actually buy it.