Ok, finished the month $84 in the hole.
First, I have been spending a lot more money on health care -- money I had not budgeted for. As I mentioned in my post about my aching back, I've been seeing a physical therapist three times a week for the last 2 or 2 weeks. The co-pay is only $15, but that's at least $90 more than I normally spend on health.
Second, don't ask me how or why, but I spent a whopping $300 OVER BUDGET on eating out! Huh? Now $135 of that was a surprise for me -- my guy and I treated his best friend and wife out to a birthday dinner at this expensive-@$$ steakhouse where the tab was nearly $300... and I was like "I have to foot half of this?"
This is a good example of the kinds of things couples need to discuss ahead of time. I didn't say anything... my own fault... so I just ate it (figuratively and literally) this time.
But the other money? Um... there's a lot of little meals ($7, $8, $3 here and there), but there are about 3 really big ones like the doozy I mentioned above, then an $88 meal I think was at Rosa Mexicano and then a $64 meal last weekend.
So, I must have saved a bunch on groceries, right? Nope! Overspent by $37 in this category. I just can't figure this one out. Last week, my guy bought the week's groceries. He got two packs of lamb, nearly a pound of cold cuts, two boxes of cereal, milk and a bunch of other little things and the total was $51. This week, I bought the groceries and bought LESS than what we got the week before and spent $53! And I spent $91 at the start of the month, mostly from restocking staples we'd run through.
I also went $113 over on my cell phone bill. I was conducting interviews for a freelance piece I wrote and, well, did them during the day on my cell phone and killed my daytime minutes. Oops.
I went over in a few other places too. So why wasn't the damage worse?
I didn't spend a penny on a stitch of clothing this month! That's right! And it had nothing to do with willpower. I just didn't see anything I liked so much. Well, I did see a few things, but I am stalking them, waiting for a sale. Now, the trick will be to not make up for this month next month!
I also saved money on gas, mostly because I hardly drive (as I mentioned before).
I didn't go very far this month, so I didn't spend in my personal travel category.
That's about it. I'm doing okay, but I've got to be more careful about this dining out. For one thing, it's expensive and for another, I'ma get too big to fit in my clothes! And I can't have that! I'm good so far, but the wrong cheeseburger might mess things up for me.