My Debt Freedom Date

    May 7, 2008

    My last credit card payment is scheduled for that Wednesday.

    I got a notification from my HSBC account that the money I scheduled to transfer to regular checking for that payment was on the way.
    I set up my payment in April so I wouldn't forget. I had thought about handwriting a check and mailing it in for the sake of ceremony, but then thought "This would be the one and only time that my payment gets lost in the mail or something else stupid happens." So I just stuck with e-billing.

    I wonder if I really will do my happy dance when I see that balance at $0.00. Or, will it be somewhat anticlimactic? I've been on my good-financial-behavior kick for more than two years and I've learned a lot. I'm already thinking about what I need to do with my money after my debt payoff. I don't think there's going to be a celebratory month where I spend that payment on more fun stuff just to blow off the steam.
    But who know right now.

    I wonder if May 7 will come and go and I won't even remember to check my balance.
    I wonder how I'll really feel when I see that $0.00.
    Maybe I won't do a happy dance.
    Maybe I'll just feel really, really relieved.

Comments

[L@spillingbuckets]

Do the happy dance now... It's so close, you won't forget, and you deserve it. (I bet it feels great even if the actual balance hasn't cleared yet)

Congrats on paying off the CC debt. :)

[Twiggers]

DH that is fabulous! You need to do a happy dance now...with a happy drink!!!! How absolutely amazing :-)

[leanne]

That is so awesome! I am so happy for you!! Very cool! I knew you would get there! Yeah!

[Experts on Credit]

Good for you!

[Fabulously Broke]

I'd feel ridiculously relieved.. do a happy dance.. and probably go out to dinner w/ BF to celebrate once my debt is all gone :)

[c]

I just paid my last credit card off last week. It was surprisingly anticlimactic, but it is the greatest relief. I didn't do anything to celebrate, the knowledge that I don't have that debt hanging over my head is enough. I've been in debt since I got my first credit card when I turned 18 (12 years ago) and all I can say is that I will never, ever go there again.

Congrats on all of your hard work.

[no more spending]

Big, big, congratulations. I'd be dancing now!

[Grace]

This is great. Congratulations. I hope to join you in five years or so!

As you're dancing, repeat after me: Never again! Never Again! Never again!

[Reggie, another kid with good credit]

DH - Go Ahead - Go ahead!

I'm going to make a prediction though: I can almost garuantee you that the first chance you get on Wednesday you'll be checking that balance to make sure you hear 'Zero dollars' and then depending on where you're at you just might break out into a happy dance! Congratulations!

Now you might have to change your blog though to 'Wealth Lover' or something....

[SavingDiva]

Good luck!

[David]

Heck yeah do the happy dance !!! I am at the beginning of this journey and basically working 3 extra online jobs to get out of debt quicker so I can understand the dedication that it takes , congrats!

[HC]

Congratulations, m'dear!

We should celebrate.

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