I became eligible for the 401k at my job.
The company contributes 3% of your salary whether or not you contribute anything to it.
So, being the financial genius that I am (yes, you can and should snicker right now), I signed up right away. No, it's not tons of money, but I don't actually have to do anything to it.
You know I keep reading that scads of American workers still don't sign up for their 401k plans, even when they're this kind, where you can be lazy and not responsible and they still give you money. Not signing up is like leaving some of your salary on the table.
So, anyway, as I take my sweet time gathering together my goals and "resolutions" for the year, I just throw out that piece of advice for the newbies out there who may be scouring the Web looking for advice on getting their finances together.