Today was the day I set aside after New Year's to get my financial affairs in order.
One must always start at the beginning, so before I can achieve my debt freedom, I had to get my information together and figure out exactly how much I owe to whom.
But first, let me tell you about my great trip to Mississippi. My guy and I took a LONG road trip to his hometown in Jackson for his best buddies' wedding. It was wonderful. I also met my man's mama for the first time and just loved her! We hit it off nicely. We just got back Tuesday night. By the way, if you're driving up I-85 North, stop at Exit 83 and go to the Abbott's Farm shop. It's full of all this wonderful food like peach cider, muscadine cider (Muscadine is like a big, fat grape with tough skin. It's really good.), strawberry cider, scuppernong cider, peach hot sauce, five-pepper chow chow (it's kind of like relish and it'll make your eyes water) and on and on. My guy bought gallons of the muscadine cider (he also bought bottles of Mississippi's own muscadine wine before we left). Check out the photos from our trip. You can also order the stuff at www.abbottfarmsonline.com
Um, can you tell I'm procrastinating?
Okay, so back in Virginia, I was all set to get my finances together as I vowed to do this year.
But, instead, I went to the grocery store, picked up my mail, worked on my resume, unpacked my suitcase, organized some CDs, piled up a bunch of books I own but haven't read (but will read before the year is through), and started a knitting project (that's another one of my New Year's resolutions -- to become a knitter extraordinaire).
I sat down at my laptop about 8 p.m. to get started. A financial planner suggested this Web site -- www.finishrich.com -- to get started. Skip the page plugging the books (although I would suggest checking them out too) and sign up for free to get the free worksheets and calculators and a nifty page with a ton of links to other financial sites to help you get out of debt or save for retirement.
Check out the free worksheets page and click "Step one: Find your stuff."
I started reading the document, quickly got antsy and decided this would be quicker if I used Quicken. I bought it late last summer and haven't used it in months. But I figured it would be faster so I fired it up.
That's where I am right now. When I am done, I will let you know how easy it was and how I was just being a big baby about it. You'll see.
Wish me luck!